Please be informed that transactions utilizing digital currency may take place not just on the internet but also at conventional retail locations. These transactions may take place in traditional retail locations. When something is bought from Amazon and paid for via the UPI system, for instance, this is regarded to be an example of a digital payment that has been made. A further example of a digital payment is when you go to the Kirana store in your neighborhood to make a purchase, but instead of giving the cashier money, you choose to pay for it using your UPI account instead. Mobile wallets are a kind of wallet that enable you to carry cash but keep it in a digital format rather than a physical one. As its name suggests, mobile wallets are a type of wallet that allow you to carry cash. Customers often link their bank accounts or banking cards to the wallet in order to make conducting digital transactions simpler and more secure.