For agricultural communities to thrive in the long run, access to financial services is crucial, particularly in developing nations. Historically, nationalised banks have been instrumental in providing agricultural financing and other financial services to rural communities. The impact of nationalised banks on rural financial inclusion and the empowerment of agriculture is explored in this article. Using empirical data and case studies, the paper examines how nationalised banks have helped rural farmers and agricultural businesses get access to various financial services, including loans, savings, insurance, and more. In an effort to boost agricultural financing and the economic security of rural communities, nationalised banks launched a number of programmes and policies, which this article analyses. In addition, the article delves into the possibilities and threats faced by nationalised banks as they attempted to expand financial inclusion to rural areas, covering topics such as infrastructure, technology, governance, and socioeconomic aspects. This research intends to aid stakeholders, practitioners, and legislators in their pursuit of better agricultural financing and rural development by comparing and contrasting the experiences of various nationalised banking systems across various geographic areas.