Purpose: Agricultural micro finance is buzz word in rural finance.Agricuture is major sector of Indian economy. Finance or credit is basic input for agricultural development. But there is difference between finance and credit. Day by day farmer economics condition is deteriorating and farmer’s distress is increasing. The present study is related to investigation of availability and flow and disbursement of micro credit for rural development -a case study of Kisan Credit Card (KCC) in Sangli District.Kisan Credit Card is part of micro finance and the study is related to need of micro credit to farmer’s which is most important part of rural agriculture economy for rural development. Design of research and methodology: In this paper, secondary data related to micro credit (KCC) in Maharashtra state is reviewed and studied regarding flow of agricultural credit. Coefficient of variation technique is used in this study. Finding Part: Public and Cooperative banks as traditional source of agricultural finance fulfilling the need of crop loan.They have selected this source of agriculture finance for low interest charged with public sector and Cooperatives sector, private sector banks are also coming into this agricultural finance sector. Private sector banks are providing loan to agricultural equipment and machinery. Small finance bank are entered into this sector but less proportion. Practical Applicability: This study is important to policy maker who are engaged and doing rural policy. Even though Bankers seek information regarding to agricultural finance state as banking sector is expanding in rural area.