Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Despite many crediting and financial inclusion programs at the bottom of the pyramid focusing on MSMEs' crediting for expansion, the main reason for domestic and international economic development is MSME expansion and crediting. Addressing their contribution to industrial production, exports, employment, and the nation's entrepreneurial foundation, MSMEs represent a major sector of the Indian economy with a scale of 90 per cent industry coverage, 40 per cent value addition in the manufacturing industry, 45 per cent industrial output, and 40 per cent export involvement. However, access to institutional finance (CB) is main impediments to the expansion and achieving MSMEs development in industrialized and prominent nations that is not fitting as most aegis so last few financial year Non-Banking financial institutions are growing as financial patronage. The Indian government has taken a number of steps to assure the continued expansion of MSMEs, but the sector is very sick as a result of a lacking of funding. Hereafter, the main objective of this study is to explore the relationship between crediting flow by schedule commercial bank (SCBs) and expansion of MSME industry in two Indian states using linear model. In particular, this research tries to evaluate the severity of the impact through comparative analysis of the credit flows to MSMEs by domestic commercial bank.