The rise of non-performing assets (NPAs) has been a major issue for the Indian banking industry. The increase in NPAs has a direct impact on banks' profitability. The economy as a whole is impacted by the NPA issue in addition to the banks. Actually, the high percentage of non-performing assets in Indian banks is just a reflection of business and commerce. While NPAs don't provide any revenue, the bank must make reserves for these kinds of assets. NPAs have a negative effect on the economy's ability to function in addition to reflecting poorly in a bank's account books. Numerous studies have been done on the subject of managing non-performing assets (NPAs), including those that focus on specific banks or compare public and private banks. The researcher is examining the components and requirements of a strong independent framework to reduce NPA risk in this paper: an examination of the financial landscape in India. The health and performance of the banking system are critical to the development of the economy in a financial system-based economy since they act as financial intermediaries. Following the global financial crisis, nonperforming assets (NPAs) and nonperforming loans (NPLs) have become more and more problematic for the financial systems of developed and emerging nations. The goal of this article is to examine how NPA/NPL is currently managed in both developed and developing nations. The performance of the Indian banking sector was assessed in relation to the global level of non-performing assets (NPAs) in various countries