A basic necessity like food, clothing and house to live in is needed for everybody. A house isn't just a place to secure the people from climate yet in addition a workshop where human endeavours are set up for future. The requirement for housing in our country has been developing at an incredible grown in previous years. The issue of shortage of housing develops at disturbing extents in India with the fast pace of increment in populace, urbanization, nuclear family structure increasing cash flows and income salary and so forth and so on. The RBI is also had been taking various types of programmes for grown the commercial banks. But in our country to provide the housing finance to the peoples all public and private sector banks are facing different types of problems from them. In this article the investigator focussed on what are the problems facing by the commercial banks from the customers. Here primary data and secondary data used for analysis and some statistical tools used to know the accuracy in the problems.