IJFANS International Journal of Food and Nutritional Sciences

ISSN PRINT 2319 1775 Online 2320-7876

An Analysis of Asset Quality and its Impact on the Profitability of Indian Banking- Selected Private Sector Banks

Main Article Content

Dr. Deepika Gupta

Abstract

The banking is a key of Indian economy. Playing vital role in regulation and monitoring financial activities and give huge contribution for economic growth. Indian banking system play a crucial role in giving credit facilities and loan to public and accepting deposits. In this process banks are prone to risk of loss due to the uncertainties’ of counterparty. This loss of assets and non-payment of loan rise in Non-Performing Asset, this may impact on profitability and quality assets in financial statements of banking system. This study analysing status of asset quality of Indian banking. This study shows the comparison between selected private sector banks in relation to Non-Performing Assets. For this study data were collected from secondary sources and for period of three year 2017-2019. Finding different ratios for analysing asset quality. The study found NPA comparison of major private banks and the increasing trends in NPAs shown poor assets quality in private sector banks.

Article Details