This study explores the safety measures used in online transactions and banking, highlighting the importance of robust security features for safeguarding bank and customer data. It examines unique threats like port scanning, password cracking, and social engineering, emphasizing the need for robust security features. Key security features include virtual keyboards, one-time passwords, browser safety, and virtual certificates. The study also explores tools like tool identity, SMS verification, device registration, and CAPTCHAs for enhanced user authentication. Private firewalls, transaction monitoring, training, and secure protocols like SSL are also highlighted as critical elements of online banking safety. The study uses correlation analysis to examine the relationship between online and traditional banking, revealing a negative correlation between demand drafts and online banking. The study also highlights the interdependence of protection elements, database, and transaction protection. Regression analysis shows a positive correlation between age and gender, while Hypothesis testing rejects the null hypothesis that there is no correlation between online and traditional banking or that safety affects customer use. The article concludes by emphasizing the growing dependence on online banking systems and the crucial role of robust security features in building customer confidence and ensuring consumer safety.