Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Volume 13 | Issue 4
Banking sector performance can be measured easily by assessing the existence of bad loans such as if any asset could unable to provide returns for a specific period of time is known as Non-Performing Asset (NPA). Nowadays, most of the banks are facing with issues like bad loans and increasing frauds in large scale which results into critical imbroglio in public sector banks. After second Covid-19 wave across sectors, repayment capacity of borrowers was arising big spike and reporting sharp surges in stressed assets. This study aims at identify reasons on occurring non-performing assets in Indian public sector banks and to find out existing monitoring systems and credit appraisals to control its occurrence, additionally to examine the level of covid- 19 impact on NPA