This research delves into the intricate issue of financial exclusion experienced by Below Poverty Line (BPL) families within Pune, Maharashtra. Despite the city's rapid urbanization and economic growth, a significant portion of its population grapples with poverty, relying primarily on labor in agriculture or other physically demanding work for income. The study emphasizes the need for targeted economic interventions, including skill development, financial assistance, and promoting entrepreneurship, to uplift these families. Gender disparities in income sources and financial decision-making are highlighted, calling for comprehensive gender-inclusive policies and financial literacy campaigns. Additionally, the study stresses the importance of educational reforms, social support, community involvement, and continued research to drive informed policy changes, aiming for a more equitable and prosperous society.