Background: Gender inequality is predominantly visible in India which is considered as one of the major barriers of financial inclusion of women. Women in patriarchal societies are often viewed as responsible for household works and they have nor or lesser say in the family decision making. Financial inclusion of women may contribute towards economic and social empowerment of women in the society. Purpose: The present study aims to examine the male and female perceptions towards barriers to financial inclusion. The study also investigated the gender differences in the perceptions towards barriers to financial inclusion for male and females. Methods: The researcher collected data on a structured questionnaire which was distributed among 400 respondents. The data were gathered from six administrative divisions of the selected state Haryana. Results: Findings revealed that people of Haryana faced several barriers that prevented them to integrate into main financial streamline. Findings indicated that both males and females faced economic barriers; physical barriers; and psychological barriers. However, females reported that they faced more intense barriers to financial inclusion than their male counterparts. Conclusions: Females reported that they have lower access to banking services; they lack funds to open a bank account, and they have lower financial knowledge than their male counterparts. Recommendations: Findings suggested government and civil societies to focus more on empowering females in the state by offering educational and occupational opportunities to them. IJFANS INTERNATIONAL JOURNAL OF FOOD AND NUTRITIONAL SCIENCES ISSN PRINT 2319 1775 Online 2320 7876 Research paper© 2012 IJFANS. All Rights Reserved, UGC CARE Listed ( Group -I) Journal Volume 12,Iss 01 , 2023 4289 It was suggested that the country may touch the next level of financial inclusion when women gain more access over financial products and services and they attain more financial knowledge and skills