In view of India high-quality development and "domestic and international double circulation," it is vital to gradually optimize the economic structure and social structure while ensuring economic growth. The role of consumption in society has increased. The development of digital finance may motivate people to upgrade and increase their consumption, which may then promote high-quality economic growth. This study investigates the literature in relevant fields to promote high-quality economic growth and finds that there is currently a dearth of material that simultaneously addresses all three issues. There is currently a dearth of studies on high-quality economic development from the perspectives of modernising consumer and digital finance. Approaching the pertinent study from the perspective of improving consumption in the future is the idea.